Superannuation Advice



Growing your super is an effective way to save for your future. Are you maximising your opportunities to help your superannuation grow?

Superannuation is more than likely to be one of the largest investments you make in your lifetime. For most people, it's the backbone of their retirement savings and the vehicle to provide an income in the future.

One of the great benefits of superannuation is how tax effective it is, which applies not only during a person's working years but also in retirement, making superannuation a very attractive savings vehicle.

To make the most of superannuation, it's vital to have a clear understanding of how it works. With a variety of contribution options, superannuation is a complex area. There have been a myriad of changes made to the rules over the years and further changes are inevitable. That's why it's so important to seek professional advice.

Donegal Wealth advisers have the expertise and understanding of the superannuation landscape. We provide you with strategies to ensure that you optimise your superannuation savings and help you maximise any taxation benefits that you could take advantage of.

How can we help you?
- Super fund establishment and management

- Transition to retirement (TTR) strategies

- Salary sacrificing strategies

- Super consolidation

- Co-contribution management

- Self Managed Superannuation Fund advice

SELF MANAGED SUPERANNUATION FUNDS

For people who want to gain more control over how and where their superannuation is invested, Self-Managed Superannuation Funds (SMSFs) are a popular option and for this reason, the fastest growing sector in the industry.

This vehicle enables you to control how your superannuation contributions are invested (across asset classes including direct property) and may also offer a number of taxation and estate planning benefits. SMSFs can however, be complex and time consuming, with regards to establishing and ongoing management. Sometimes without a clear understanding of all the ins-and-outs of superannuation, a SMSF may not perform better than one offered by retail banks or industry funds.

If you're considering setting your own SMSF, Donegal Wealth can provide strategies and ongoing services to ensure your SMSF is doing what it should - helping you to grow your wealth.

For more information on how we can help you make the most of your superannuation,
contact us.