Product Solutions

At the core of your business are your employees, so ensuring that you offer a quality employee benefits package is essential for its continued success. It helps to increase morale, engagement and productivity, and also helps you to entice and retain quality employees. We provide advice on the following benefits:

Group Salary Continuance

Group Salary Continuance is an insurance policy that covers your company's employees against loss of salary due to an illness or injury. This benefit can be provided up to an employee's retirement age (e.g. age 65) or for a defined term (e.g. 5 years).

When deciding whether this cover is suitable for your company, ask yourself these questions:

1. What is your policy when an employee is unable to work for an extended period?

2. Do you continue to support the employee past their statutory entitlements and if so, for how long?

3. What if the person who is ill is key to your business? Could you afford the risk of them recovering and returning to work for someone else?

As a management tool, Group Salary Continuance allows you to mitigate this business distraction and the financial obligations applicable by forward planning. That is, when an employee makes a claim you effectively move this cost off your company balance sheet and onto a 3rd party - in this case, an insurance provider.

Group Life Insurance

Group Life Insurance is a wealth protection product designed to cover a group of people as a whole, available to individual employees of a company.

Providing your employees with this type of cover means that in the event of their death or if they are diagnosed with a terminal illness, they, or their family or dependents, will be paid a lump sum cash payment. And for you, your employees see you as a business that goes that extra step to look after its employees.

Corporate Superannuation

As a legislative requirement we understand superannuation provides extra administrative burden to your company. However, as an employee benefit, the design and the quality of your superannuation fund can underpin the quality of the salary package you offer to new and existing employees.