Advice Process

Our advice process ensures you receive tailored, professional advice to help you plan, grow and protect your wealth. Working in partnership with you, and establishing and maintaining a strong and ongoing relationship, allows us to develop wealth solutions that work for you.

As our diagram below suggests, our process is ongoing and evolves with you, as your circumstances, financial and lifestyle goals and legislation change, ensuring your strategy always meets your needs.

Conversation - understanding you

We start by getting to know you. We'll talk about your goals - personal, financial and professional - about where you'd like to be in five, fifteen or thirty years.

We'll discuss your risk tolerance, and any work you've done with other financial professionals. We look at your tax returns, will and trusts, insurance policies, superannuation accounts and investments.

In short, we want to understand where you are now, how you got there and where you'd like to go.

Strategy - the planning point

We design a comprehensive wealth strategy that allows you to manage your wealth effectively and incorporates all we learned from our earlier conversations with you and what your financial priorities are.

It may include:
- Retirement planning
- Estate planning
- Taxation minimising strategies
- Superannuation strategies (including SMSFs)
- Education funding
- Investment strategies
- Debt management strategies
- Personal and business insurance advice.

Presenting ideas - working together to achieve your goals

We meet to discuss the strategy developed for you. We cover options, risks and opportunities to help you achieve your desired goals.

We will always strive to ensure you completely understand the strategy we have developed and the products and services we have recommended.

Implement - the chosen strategy

Once you are comfortable to proceed with the implementation of the strategy, we complete all the actions required, keeping you informed along the way.

Review and revise - keeping an open dialogue

Once a strategy is in place, ongoing monitoring and advice ensures that the strategy continues to work for you. As we all know, life is full of changes, and your financial strategies need to change to reflect your personal situation and evolving life stages.


Contact us to find out more about Donegal Wealth's wealth solutions and how we can help you plan, grow and protect your wealth.